The FinTech50  |  The Fintechs  |  The Fintechs 2016

Selected from over 1500 companies across Europe by some of the biggest names in FinTech. Meet The FinTech50

The FinTech50 2016 The FinTech20 Hong Kong 2016 The FinTech20 India 2016 The Hot 10 2016 The Hall of Fame 2016

The FinTech50 2016:

  • AimBrain

    GB

    AimBrain

    Security

    The FinTech 50:

    AimBrain

    AimBrain’s vision of the future is that any device you interact with will know that it’s actually you, without the need to remember passwords. Founded in Edinburgh by a team of ex-Toshiba, Google, ARM, European Space Agency and CERN engineers, its software tracks and learns how a person interacts with mobile devices, from typing speed to how hard they press or where they swipe. This lets banks and payment processors know if their users really are who they say they are.

    Company

    AimBrain

    Key people

    CEO & Founder: Andrius Sutas; Co-Founder: Alesis Novik

    Founded

    2014

    HQ

    London, UK
    GB

    Sector

    Security

    Website

    aimbrain.com

  • Algomi

    GB

    Algomi

    Trading

    The FinTech 50:

    Algomi

    Algomi created a bond information network that enables all market participants to securely and intelligently harness data to make valuable financial trading connections. Its proprietary product, Honeycomb, is a network that allows buyside firms to find out which dealers are best placed to find matches for their bond orders. In March 2017 Algomi announced a $10M strategic investment from Euronext which will enable corporate bond traders to access Algomi's innovated bond information network on a global basis.

    Company

    Algomi

    Key people

    CEO & Founder: Stu Taylor; Co-Founders: Usman Khan, Robert Howes, Michael Schmidt

    Founded

    2012

    Funding

    Latest: $10M Private Equity (March 2017)

    HQ

    London, UK
    GB

    Sector

    Trading

    Website

    algomi.com

  • Barzahlen

    DE

    Barzahlen

    Payments

    The FinTech 50:

    Barzahlen

    Barzahlen makes online shopping, playing or travel booking possible for cash users. Germany’s largest private cash-payment infrastructure, with over 9000 stores, has a vision to replace the classic bank branch and has partnered with German, Number26 to provide customers with a retail-based branch network. Barzahlen is expanding to other industries and sectors and is now actively involved in insurance and telecommunication. By the end of 2015, Barzahlen expanded the retail partner network network by adding about 3000 REWE stores.

    Company

    Barzahlen

    Key people

    Co-Founders: Achim Bönsch, Sebastian Seifert, Florian Swoboda

    Founded

    2011

    HQ

    Berlin, Germany
    DE

    Sector

    Payments

    Website

    barzahlen.de

  • Behaviosec

    SE

    Behaviosec

    Biometrics, Security

    The FinTech 50:

    Behaviosec

    BehavioSec transforms behaviour into a transparent additional layer of security by monitoring, in real-time, the way users interact with their devices. BehavioSec’s technology recognises if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user. The solution is designed to enhance security without impacting the user experience. With offices in the UK, Germany, the Netherlands and Sweden, BehavioSec is currently deployed across Northern Europe retail banks protecting over 1,5 billion transactions per year.

    In January 2018, BehavioSec raised $17.5M in a Series B funding in an investment round led by Trident Capital Cybersecurity, whose Managing Directors, J. Alberto Yépez and Ken Gonzalez, will join BehavioSec’s board of directors. The round also saw contributions from ABN AMRO and Cisco Investments, in addition to returning investors Conor Venture Partners and Octopus Ventures. Behaviosec will use the investment to expand global operations and relocate corporate HQ to the US.

    Company

    Behaviosec

    Key people

    CEO: Neil Costigan; Founder(s): Olov Renberg, Kristofer Nygren, Hans Peterson

    Founded

    2007

    Funding

    Total Funding: $25.7M; Most Recent Funding: $17.5M Series B Jan 2018

    HQ

    Luleå, Sweden
    SE

    Sector

    Biometrics, Security

    Website

    behaviosec.com

  • Behavox

    GB

    Behavox

    Security

    The FinTech 50:

    Behavox

    Behavox has good reason to look forward to 2016. The two-year-old business, whose behavioural analysis monitors changes to the way a trader communicates, signed up the most technologically committed hedge fund in the market as a client in 2015 and is being courted by investment banks and VCs alike. Currently funded by friends and family, the London business also expanded its team from 9 to 14 and is planning new offices in Singapore and New York in 2016.

    Company

    Behavox

    Key people

    CEO & Founder: Erkin Adylov; Co-Founders: Slav Slavinski, Roman Zelov, Alex Glasman, Kiryl Trembovolski

    Founded

    2014

    HQ

    London, UK
    GB

    Sector

    Security

    Website

    behavox.com

  • Bima

    SE

    Bima

    Insurance / Microfinance

    The FinTech 50:

    Bima

    Customers of Bima typically live on less than $10 a day and fewer than half have bank accounts. The Swedish Microfinance pioneer has developed a bespoke portfolio of over 40 microinsurance & mobile health products which it distributes in emerging markets such as Ghana for as little as 35 cents a month using mobile technology and an agent network. Its expansion across emerging markets in Africa, Asia and Latin America has served over 20 million customers in just five years and it currently attracts 500k new customers per month.

    Company

    Bima

    Key people

    CEO/Founder: Gustaf Agartson

    Founded

    2010

    Funding

    Latest Funding: $36.2M Series D, December 2017; Total Funding: $170.6M

    HQ

    Stockholm, Sweden
    SE

    Sector

    Insurance / Microfinance

    Website

    bimamobile.com

  • Bitnet

    GB

    Bitnet

    Payments

    The FinTech 50:

    Bitnet

    Bitnet is the first Bitcoin payment processor designed for both merchants and PSPs. Founded in Belfast by a highly experienced team, and with offices in the US, Bitnet has already partnered with several payment processors and large e-commerce websites, including Zooz, Limonetik, and Japanese e-commerce giant Rakuten. In 2015 it forged its largest partnership yet with PAY.ON, enabling Bitcoin acceptance for over a hundred PSPs globally.
    Partners say: “Merchants benefit from a digital payment method that expands their business to a new customer base, generating a new revenue stream without significant implementation costs.”

    Company

    Bitnet

    Key people

    CEO & Founder: John McDonnell Co-Founders: Stephen McNamara

    Founded

    2014

    HQ

    Belfast, UK
    GB

    Sector

    Payments

    Website

    bitnet.io

  • Blockchain

    GB

    Blockchain

    Payments

    The FinTech 50:

    Blockchain

    Founded in 2011, the ‘world’s most popular Bitcoin wallet ‘now has 6 million users, $30.5m funding from investors such as Lightspeed and the title ‘London Scale-up of the Year’. In 2015 the first Bitcoin company to hit 5 million users, doubled the number of transactions processing through its wallets and APIs, opened new offices in London, New York & Luxembourg and was named one of ‘the Best Companies in the World to Work for’.

    Company

    Blockchain

    Key people

    CEO & Founder: Nicolas Cary; Co-Founders: Ben Reeves, Peter Smith

    Founded

    2011

    HQ

    London, UK
    GB

    Sector

    Payments

    Website

    blockchain.com

  • Bought By Many

    GB

    Bought By Many

    InsurTech

    The FinTech 50:

    Bought By Many

    Bought By Many uses the power of the collective – ‘crowdbuying’ – to negotiate better deals from insurance companies for large groups of customers with niche needs. As well as collecting a slew of innovation awards, the social insurance solution now has over 143,000 members over 277 groups, and saves members an average of 18.6%.

    Company

    Bought By Many

    Key people

    CEO & Founder: Steven Mendel; Co-Founder: Guy Farley

    Founded

    2012

    HQ

    London, UK
    GB

    Sector

    InsurTech

  • Callsign

    GB

    Callsign

    Security

    The FinTech 50:

    Callsign

    Having someone’s mobile, getting hold of their pin and biometric fingerprint is still not enough to impersonate someone, says Callsign. The platform’s military-grade security, with over 50 analytics captured and processed in real-time, delivers a powerf.ul cyber intelligence capability that provides a clear view of which user, at which location and on what device, is performing a given transaction

    Company

    Callsign

    Key people

    CEO & Founder: Zia Hayat

    Founded

    2011

    HQ

    London, UK
    GB

    Sector

    Security

    Website

    callsign.com

  • Cognia

    GB

    Cognia

    Compliance

    The FinTech 50:

    Cognia

    Cognia’s secure cloud-compliance solutions help enterprise customers in verticals such as finance, energy, healthcare and retail to capture, record, control, analyse communications and protect payment-card data. Backed by investors that include Vodafone and Swisscom, it was the first company to develop enterprise-grade mobile recording solutions and achieve PCI DSS Level 1 accreditation globally on the Amazon Web Services cloud platform.

    Company

    Cognia

    Key people

    CEO: Stewart Holness; Founder: Curtis Nash

    Founded

    2005

    HQ

    London, UK
    GB

    Sector

    Compliance

    Website

    cognia.com

  • Contego

    GB

    Contego

    RegTech

    The FinTech 50:

    Contego

    Contego believes that embracing RegTech solutions can have a transformative positive effect on business and should be seen as a a competitive advantage. The company helps financial services, property and FinTech firms to improve and automate Anti-Money Laundering (AML) and Know Your Customer (KYC) checks and processes. Its single risk-scoring platform can handle complex, multi-entity fraud detection and compliance checks in real time, all delivered via a single API, which expedites and improves customer onboarding. With partnerships including IBM, Amazon Web Services, and C6 Group, Contego has invested heavily in recent months to strengthen its international data sets. In December 2016, the RegTech acquired Working Status Ltd, the comprehensive software solution for Right-to-Work compliance and Human Resources management.

    Company

    Contego

    Key people

    CEO: Adrian Black

    Founded

    2011

    Funding

    Total: $2.93M

    HQ

    Abingdon, UK
    GB

    Sector

    RegTech

    Website

    contego.com

  • Credit Benchmark

    GB

    Credit Benchmark

    Finance, Banking, Credit Risk, Capital Markets, Risk Management

    The FinTech 50:

    Credit Benchmark

    Credit Benchmark delivers greater visibility into credit risk via an entirely new source of wholesale credit risk data. Using an innovative crowd-sourced approach, the company publishes monthly consensus credit indicators on Sovereigns, Financial Institutions, Corporates and SMEs by aggregating and anonymizing the internal credit risk assessments of the world’s leading banks. Practitioners in the capital markets benefit from greater transparency with unique credit indicators generated from actual risk takers in the marketplace, as well as access to otherwise unrated entities, including a large number of operating subsidiary companies.

    Company

    Credit Benchmark

    Key people

    Executive Chairman: Donal Smith; Founder(s): Donal Smith, Mark Faulkner

    Founded

    2012

    HQ

    London, UK
    GB

    Sector

    Finance, Banking, Credit Risk, Capital Markets, Risk Management

  • Digital Shadows

    GB

    Digital Shadows

    Cyber Security

    The FinTech 50:

    Digital Shadows

    Digital Shadows has come a long way since Accenture Innovation Lab London in 2011, announcing a $26M Series C funding round in September 2017. Its flagship product, SearchLight, is a continuous real-time scan of more than 100 million data sources online and on the deep and dark web — cross referencing customer specific data with the monitored sources to flag up instances where data might have inadvertently been posted online, for instance, or where a data breach or other unwanted disclosure might be occurring. The service also monitors any threat-related chatter about the company, such as potential hackers discussing specific attack vectors.

    In May 2018, Digital Shadows announced its new "Shadow Search" capability, available as part of its flagship, award-winning SearchLight service.Shadow Search enables instant access to Digital Shadows' comprehensive collection of historical and evolving threat intelligence assets, and expert security sources, including leading security blogs and news, enabling SearchLight subscribers the ability to better manage third-party risk, investigate security incidents, monitor trends, and enrich threat hunting of client-specific indicators and threat actors jeopardising their business, brand and reputation.

    Company

    Digital Shadows

    Key people

    CEO: Alastair Paterson; Founders: Alastair Paterson, James Chappell

    Founded

    2011

    Funding

    Latest investment: $26M Series C (2017); Total funding: $48M

    HQ

    London, UK
    GB

    Sector

    Cyber Security

  • Elliptic

    GB

    Elliptic

    Payments

    The FinTech 50:

    Elliptic

    Elliptic Vault is the world’s first insured Bitcoin custody service and the first Bitcoin company to receive a global standard for financial reporting. Its proprietary identity database delivers auditable proof of identity for over 10,000,000 addresses. Clients have used the platform to assess risk on more than $1bn in transactions, generate suspicious activity reports, and prevent fraudulent transactions.

    Company

    Elliptic

    Key people

    CEO & Founder: James Smith; Co-Founder: Tom Robinson

    Founded

    2013

    HQ

    London, UK
    GB

    Sector

    Payments

    Website

    elliptic.co

  • Ethereum

    Ethereum

    Blockchain

    The FinTech 50:

    Ethereum

    Ethereum’s decentralised blockchain and digital currency Ether are becoming widely used tools for building decentralised apps. In January, R3 announced the completion of a distributed ledger experiment involving eleven of the world’s biggest banks, connected on an R3-managed private peer-to-peer distributed ledger underpinned by Ethereum technology.

    Company

    Ethereum

    Key people

    CEO: Vitalik Buterin; Co-Founder: Gavin Wood

    Founded

    2014

    HQ


    Sector

    Blockchain

    Website

    ethereum.org

  • Everledger

    GB

    Everledger

    Blockchain

    The FinTech 50:

    Everledger

    Everledger is a global technology enterprise specializing in addressing real-world economic, environmental and societal challenges through their solutions that create ecosystems of trust.

    The company's breakthrough solutions harness the latest in emerging technologies including smart contracts, machine vision, and IoT, together with their proven and scalable blockchain-enabled platform. They combine a rich forensic approach to identify and track asset provenance to provide confidence in the transparency driven across global supply chains.

    The company raised $20 million of Series A venture funding in a deal led by Tencent Holdings on September 24, 2019.

    Company

    Everledger

    Key people

    CEO: Leanne Kemp

    Founded

    2015

    Funding

    Total funding: $30.4M; Latest funding: $20M Series A, September 2019

    HQ

    London, UK
    GB

    Sector

    Blockchain

    Website

    everledger.io

  • Fenergo

    IE

    Fenergo

    Big Data

    The FinTech 50:

    Fenergo

    Dublin-based Fenergo helps institutions manage the end-to-end regulatory onboarding and entity data management processes. In 2015, it received the biggest ever investment in an Irish Tech ($75m).

    In September 2017 Fenergo reported a sharp rise in turnover to end March 2017, and announced that it would create 100 new jobs in its push to achieve $100M revenue by 2019. In May 2018, Fenergo announced a strategic partnership with Delta Capita, the international business and technology consulting and managed service provider. This will provide the financial industry with new managed service solutions for solving client onboarding, regulatory compliance, and entity data management challenges.

    Company

    Fenergo

    Key people

    CEO / Founder: Marc Murphy

    Founded

    2009

    Funding

    Total Funding: $80M; Latest Funding: $75M Private Equity July 2015

    HQ

    Dublin, Ireland
    IE

    Sector

    Big Data

    Website

    fenergo.com

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The FinTech20 Hong Kong 2016:

As the gateway to China, Hong Kong has some big investors in FinTech on its doorstep – Alibaba, Baidu, Tencent. Investment into VC backed FinTech companies in Asia hit $4.5bn in 2015, ahead of the $1.5bn invested in Europe.

  • 8 Securities

    HK

    8 Securities

    Trading

    The FinTech 50:

    8 Securities

    With $9m in funding, the stock trading and financial management platform provides its Asian customer base with over 15,000 US, Hong Kong and China equities and funds in a single click. Customers can trade in RMB, HKD and USD from one account.

    Company

    8 Securities

    HQ

    Hong Kong
    HK

    Sector

    Trading

    Website

    8securities.com

  • Aidyia

    HK

    Aidyia

    Analytics

    The FinTech 50:

    Aidyia

    AI based financial market prediction. The company’s artificial general intelligence (AGI) technology identifies patterns and predicts price movements in global financial markets & then recommends action

    Company

    Aidyia

    HQ

    Hong Kong
    HK

    Sector

    Analytics

    Website

    aidyia.com

  • AMP Credit Technologies

    HK

    AMP Credit Technologies

    Lending

    The FinTech 50:

    AMP Credit Technologies

    AMP enables banks and other institutional lenders to profitably offer short-term, unsecured loans to small businesses based upon electronic cash flow and other data points – in both developed and emerging markets.

    Company

    AMP Credit Technologies

    HQ

    Hong Kong
    HK

    Sector

    Lending

  • APrivacy

    HK

    APrivacy

    Security

    The FinTech 50:

    APrivacy

    An award-winning FinTech that provides the banking industry with information security and tracking services.

    Company

    APrivacy

    HQ

    Hong Kong
    HK

    Sector

    Security

    Website

    aprivacy.com

  • AsiaPay

    HK

    AsiaPay

    Payments

    The FinTech 50:

    AsiaPay

    Winner of The Best Company of the Year for Electronic Payment Solutions & Innovation 2016 by IAIR. mPayment solution and payment gateway vendor AsiaPay brings advanced, secure and cost-effective electronic payment processing solutions and technologies to banks, corporate and SMEs across 12 countries.

    Company

    AsiaPay

    HQ

    Hong Kong
    HK

    Sector

    Payments

    Website

    asiapay.com

  • Cashyou

    HK

    Cashyou

    Remittance

    The FinTech 50:

    Cashyou

    A mobile social app which allows person-to-person payment with no fees, using NFC, QR code or online.

    Company

    Cashyou

    HQ

    Hong Kong
    HK

    Sector

    Remittance

    Website

    cashyou.hk

  • Currenxie

    HK

    Currenxie

    Trading & FX

    The FinTech 50:

    Currenxie

    P2P FX specialist that provides businesses with cost effective and transparent foreign exchange services.

    Company

    Currenxie

    HQ

    Hong Kong
    HK

    Sector

    Trading & FX

    Website

    currenxie.com

  • DemystData

    HK

    DemystData

    Analytics

    The FinTech 50:

    DemystData

    Credit referencing that scores and analyzing factors such as customer identity and behavior to provide lenders with an additional mechanism of knowing who their customers are and measuring financial risk and customer value. $5m VC backing & offices HK & NYC.

    Company

    DemystData

    HQ

    Hong Kong
    HK

    Sector

    Analytics

    Website

    demystdata.com

  • Ibox

    HK

    Ibox

    Payments

    The FinTech 50:

    Ibox

    A mobile point-of-sale (mPOS) company enabling debit and credit card payments through smart phones or tablets.

    Company

    Ibox

    HQ

    Hong Kong
    HK

    Sector

    Payments

    Website

    iboxmpos.com

  • InvestLab

    HK

    InvestLab

    Trading

    The FinTech 50:

    InvestLab

    A global trading technology platform that gives investors, retail brokerage firms, wealth management businesses and financial institutions highly configurable sophisticated tools for global trading of any equity, option, or commodity. $10m funding from investors including Citibank.

    Company

    InvestLab

    HQ

    Hong Kong
    HK

    Sector

    Trading

    Website

    investlab.com

  • Ironfly Technologies

    HK

    Ironfly Technologies

    Asset/Risk Management

    The FinTech 50:

    Ironfly Technologies

    A SaaS provider of interactive, real-time data visualization combined with multi asset class portfolio, order and execution management system for institutional finance. In March 2016 they partnered with a global vendor of risk management and connectivity software.

    Company

    Ironfly Technologies

    HQ

    Hong Kong
    HK

    Sector

    Asset/Risk Management

  • Lenddo

    HK

    Lenddo

    Lending

    The FinTech 50:

    Lenddo

    Caters to the unbanked with a lack of credit history - the big data company specializes in using non-traditional data for credit scoring and on-line verification to help borrowers not included in the financial system, unlock loans. Operating in HK, The Phillippines, India, Columbia, Mexico. $14m VC backing from Accel, Blumberg and Omidyar Network.

    Company

    Lenddo

    HQ

    Hong Kong
    HK

    Sector

    Lending

    Website

    lenddo.com

  • Monexo Innovations

    HK

    Monexo Innovations

    Lending

    The FinTech 50:

    Monexo Innovations

    A P2P lending marketplace with a focus on transparency and convenience through best-in-class technology. Hong Kong is its first market and its first product is focused on property owners who can borrow against rental income.

    Company

    Monexo Innovations

    HQ

    Hong Kong
    HK

    Sector

    Lending

    Website

    monexo.co

  • MoneyHero

    HK

    MoneyHero

    Analytics

    The FinTech 50:

    MoneyHero

    In less than one year of operations MoneyHero the personal finance comparison platform has partnered with over 75 banks, insurance companies and telco’s. It is the most comprehensive financial comparison service in HK.

    Company

    MoneyHero

    HQ

    Hong Kong
    HK

    Sector

    Analytics

  • Neat

    HK

    Neat

    Remittance

    The FinTech 50:

    Neat

    Mobile banking for the Millennial generation that makes sure you keep on top of your spending budget automatically.

    Company

    Neat

    HQ

    Hong Kong
    HK

    Sector

    Remittance

    Website

    neat.hk

  • PassKit

    HK

    PassKit

    Remittance

    The FinTech 50:

    PassKit

    Mobile wallet marketing and customer engagement technologies for banks and FS companies. Recognised as world-class experts in unlocking new revenue from mobile wallet content, proximity marketing, beacon technology and big data.

    Company

    PassKit

    HQ

    Hong Kong
    HK

    Sector

    Remittance

    Website

    asskit.com

  • Prive

    HK

    Prive

    Asset/Risk Management

    The FinTech 50:

    Prive

    An integrated wealth management platform and winner of The Asian Private Banker Technology Award 2015 - Best Provider of External Asset Management Solutions.

    Company

    Prive

    HQ

    Hong Kong
    HK

    Sector

    Asset/Risk Management

  • Quantifeed

    HK

    Quantifeed

    Asset/Risk Management

    The FinTech 50:

    Quantifeed

    Digital wealth management solutions / Robo platform offering a white label platform to online brokers, consumer banks and wealth managers.

    Company

    Quantifeed

    HQ

    Hong Kong
    HK

    Sector

    Asset/Risk Management

    Website

    quantifeed.com

  • WeLend

    HK

    WeLend

    Lending

    The FinTech 50:

    WeLend

    An online low interest lending platform that enables users to borrow money on a personal loan.

    Company

    WeLend

    HQ

    Hong Kong
    HK

    Sector

    Lending

    Website

    elend.hk

  • Xnotes Alliance

    HK

    Xnotes Alliance

    Payments

    The FinTech 50:

    Xnotes Alliance

    A peer-to-peer decentralized transaction network using blockchain. In March it partnered with Freecharge which has 1 million users per day.

    Company

    Xnotes Alliance

    HQ

    Hong Kong
    HK

    Sector

    Payments

    Website

    xnotes.com

The FinTech20 India 2016:

Innovation is abundant across India, and in selecting this list our panel looked at over 350 companies. Their inaugural 20 features a mix of emerging stars as well as those who might be considered members of India’s own FinTech Hall of Fame.

  • BankBazaar

    IN

    BankBazaar

    InsurTech

    The FinTech 50:

    BankBazaar

    BankBazaar’s neutral online marketplace allows users to search for, compare and apply for loans, credit cards and insurance products. BankBazaar generated a funding of $60m in its C-Series funding, and announced its international expansion with a move into Singapore in February 2016.

    Company

    BankBazaar

    HQ

    India
    IN

    Sector

    InsurTech

    Website

    bankbazaar.com

  • BetterPlace Safety Solutions

    IN

    BetterPlace Safety Solutions

    Analytics

    The FinTech 50:

    BetterPlace Safety Solutions

    Founded in Jan 2015, and with a recent investment by a former Google India head, BetterPlace offers services such as personal, employment, educational, criminal and training verification services using data analytics and application tools.

    Company

    BetterPlace Safety Solutions

    HQ

    India
    IN

    Sector

    Analytics

  • CitrusPay

    IN

    CitrusPay

    Payments

    The FinTech 50:

    CitrusPay

    The payment gateway company has over 15m users. In March 2016, it announced a tie-up with Facebook for cards and net banking transactions.

    Company

    CitrusPay

    HQ

    India
    IN

    Sector

    Payments

    Website

    citruspay.com

  • Coverfox

    IN

    Coverfox

    InsurTech

    The FinTech 50:

    Coverfox

    Online insurance portal helping users to search, buy, compare and understand insurance.

    Company

    Coverfox

    HQ

    India
    IN

    Sector

    InsurTech

    Website

    coverfox.in

  • Ezetap

    IN

    Ezetap

    Remittance

    The FinTech 50:

    Ezetap

    Ezetap enables merchants to accept payments from any mobile wallet through their Ezetap mobile point-of-sale application. In March, Ezetap partnered with mobile Freecharge, which has over 15m registered users for its Freecharge wallet.

    Company

    Ezetap

    HQ

    India
    IN

    Sector

    Remittance

    Website

    ezetap.com

  • ftcash

    IN

    ftcash

    Payments

    The FinTech 50:

    ftcash

    ftcash enables offline transactions by aggregating all payment gateways including credit cards, debit cards and mobile wallets under one channel. Founded by former CFO of Deutsche Bank India, ftcash was judged the winner at Paypal’s Start Tank Competition and Village Capital Program.

    Company

    ftcash

    HQ

    India
    IN

    Sector

    Payments

    Website

    ftcash.com

  • FundsIndia

    IN

    FundsIndia

    Savings

    The FinTech 50:

    FundsIndia

    With 70,000 investors on their platform, FundsIndia is India’s first online platform created specifically for mutual fund investing. Founded in 2009, it believes that every family needs a retirement portfolio, and that most need to save for higher education needs and medium-term goals like buying a house.

    Company

    FundsIndia

    HQ

    India
    IN

    Sector

    Savings

    Website

    fundsindia.com

  • Get Fiscal

    IN

    Get Fiscal

    Lending

    The FinTech 50:

    Get Fiscal

    Get Fiscal is an invoice and cashflow management for small businesses that enables timely working capital loans by connecting to strategic lender partners.

    Company

    Get Fiscal

    HQ

    India
    IN

    Sector

    Lending

    Website

    getfiscal.in

  • IndiaLends

    IN

    IndiaLends

    Lending

    The FinTech 50:

    IndiaLends

    A digital lending marketplace connecting borrowers and lenders to facilitate an instant loan transaction.

    Company

    IndiaLends

    HQ

    India
    IN

    Sector

    Lending

    Website

    indialends.com

  • Juspay

    IN

    Juspay

    Payments

    The FinTech 50:

    Juspay

    Juspay aggregates services across net banking, wallets and cards and offers payments technology solutions to merchants. Clients include Amazon India and Snapdeal. The Bengaluru-based mobile payments startup secured a $5.8m series-A round funding from Accel Partners in February.

    Company

    Juspay

    HQ

    India
    IN

    Sector

    Payments

    Website

    juspay.in

  • Ketto

    IN

    Ketto

    Crowd Funding

    The FinTech 50:

    Ketto

    Ketto is a social network or NGO/social enterprises in India, serving as a platform for companies to raise funds, recruit volunteers, and build partnerships domestically and internationally.

    Company

    Ketto

    HQ

    India
    IN

    Sector

    Crowd Funding

    Website

    ketto.org

  • Milaap

    IN

    Milaap

    Crowd Funding

    The FinTech 50:

    Milaap

    Milaap, which means ‘connecting people’ in Hindi & Urdu, is India’s largest funding platform for social and personal causes. It has shifted its HQ to Singapore, but its operations remain firmly focused on India.

    Company

    Milaap

    HQ

    India
    IN

    Sector

    Crowd Funding

    Website

    milaap.org

  • Paynear

    IN

    Paynear

    Payments

    The FinTech 50:

    Paynear

    Founded in 2013, Paynear is a complete payment solution provider, enabling individuals & businesses of all sizes to easily manage their payment activities.

    Company

    Paynear

    HQ

    India
    IN

    Sector

    Payments

    Website

    aynear.in

  • Paytm

    IN

    Paytm

    Remittance

    The FinTech 50:

    Paytm

    With 128 million registered users, Paytm is the consumer brand of India’s leading mobile internet company One97 Communications. India’s largest mobile commerce platform anticipates 500m users in the next five years.

    Company

    Paytm

    HQ

    India
    IN

    Sector

    Remittance

    Website

    aytm.com

  • Razorpay

    IN

    Razorpay

    Payments

    The FinTech 50:

    Razorpay

    Bengalaru-based Razorpay’s payment gateway features an easy to use API, quick integration and simple pricing. Founded in 2013, it raised $9.8m in Series A funding last year.

    Company

    Razorpay

    HQ

    India
    IN

    Sector

    Payments

    Website

    razorpay.com

  • RedCarpet

    IN

    RedCarpet

    Remittance

    The FinTech 50:

    RedCarpet

    Mobile Wallet with a unique growth strategy around loyalty and coupons.

    Company

    RedCarpet

    HQ

    India
    IN

    Sector

    Remittance

    Website

    redcarpetup.com

  • Scripbox

    IN

    Scripbox

    Savings

    The FinTech 50:

    Scripbox

    Four-year old Scripbox provides an algorithmic decision based on quantitative data about which mutual funds to buy. Last year, it raised $2.5m Series A funding from Accel Partners and angel investors.

    Company

    Scripbox

    HQ

    India
    IN

    Sector

    Savings

    Website

    cripbox.com

  • TradersCockpit

    IN

    TradersCockpit

    Trading

    The FinTech 50:

    TradersCockpit

    The smart trading and Investing portal is ranked India’s #1 in this field with over 50,000 registered users.

    Company

    TradersCockpit

    HQ

    India
    IN

    Sector

    Trading

  • Unocoin

    Unocoin

    Trading

    The FinTech 50:

    Unocoin

    Founded in 2013, Unocoin is India’s first and largest platform for simple, secure and seamless trading/exchange of bitcoins.

    Company

    Unocoin

    HQ


    Sector

    Trading

    Website

    unocoin.com

  • Wishberry

    IN

    Wishberry

    Crowd Funding

    The FinTech 50:

    Wishberry

    Founded by Anshulika Dubey and Priyanka Agarwal, Mumbai-based Wishberry is a rewards-based crowdfunding platform that enables users to raise funds for their creative and innovative ideas.

    Company

    Wishberry

    HQ

    India
    IN

    Sector

    Crowd Funding

    Website

    ishberry.in

The Hot 10 2016:

  • Brolly

    GB

    Brolly

    InsurTech

    The FinTech 50:

    Brolly

    Yet-to-launch Brolly is a personal insurance concierge powered by artificial intelligence. Founded by Aviva alumnus Phoebe Hugh, its mission is to tell customers if they are over or under-insured, have duplicate or missing cover, and if they can get the cover they need at a better price.

    Company

    Brolly

    HQ

    London, UK
    GB

    Sector

    InsurTech

    Website

    eybrolly.com

  • Clearmatics

    GB

    Clearmatics

    Blockchain

    The FinTech 50:

    Clearmatics

    Clearmatics is developing next-generation clearing machines for financial OTC markets. Its blockchain platform brings together custodians and end-users on a single platform, where members can settle securities trades and automate the performance of derivatives and other financial contracts using Clearmatics’ Decentralised Clearing Network (DCN) technology.

    Company

    Clearmatics

    Key people

    CEO & Founder: Robert Sams

    Founded

    2015

    Funding

    Total funding: $13.3M; Latest funding: $12M, Series A - Oct 2018

    HQ

    London, UK
    GB

    Sector

    Blockchain

    Website

    clearmatics.com

  • Lattice

    GB

    Lattice

    FinTech

    The FinTech 50:

    Lattice

    Hong Kong UKTI winner now based in London. Fund managers look set to benefit from technology that promises to give them unprecedented control over portfolio construction and management using the Lattice EPD Platform. Customers include Hermes Asset Management that run the giant BT Pension Scheme.

    Company

    Lattice

    HQ

    London, UK
    GB

    Sector

    FinTech

  • Monzo

    GB

    Monzo

    Digital Banking

    The FinTech 50:

    Monzo

    Monzo (previously Mondo), developers of a mobile banking application designed to offer banking services.

    The company's application uses smartphone technology to update balances instantly, give intelligent notifications and track day-to-day financial transactions without any usage fees, enabling customers to get a graphical timeline of their overall expenditures and get control over their spending.

    The company raised GBP 113 million of Series F venture funding in a deal led by Y Combinator on June 25, 2019. The funds will be used to start rolling out its products in the USA.

    Company

    Monzo

    Key people

    CEO: Tom Blomfield; Founders: Tom Blomfield, Gary Dolman, Paul Rippon, Jonas Huckestein, Jason Bates

    Founded

    2015

    Funding

    Total Funding: £324.7M; Latest Funding: £113M June 2019, Series F

    HQ

    London, UK
    GB

    Sector

    Digital Banking

    Website

    monzo.com

  • Moola

    GB

    Moola

    Lending

    The FinTech 50:

    Moola

    Paradoxically for the brainchild of a quantum physicist, Moo.la is staunchly in favour of making things simple. With a high-profile founder – former Brookes Macdonald Head of Investment Strategy Gemma Godfrey – and a smart-looking platform whose medium adroitly underpins the message, the yet-to-launch online investment manager is an unequivocal one to watch in 2016.

    Company

    Moola

    HQ

    London, UK
    GB

    Sector

    Lending

    Website

    moo.la

  • OptioPay

    DE

    OptioPay

    Payments

    The FinTech 50:

    OptioPay

    OptioPay is an online payment platform that increases payments by offering higher-value gift cards as a payment method. The Berlin-based startup is backed by international venture capitalists and banks and now has a team of 30.

    Company

    OptioPay

    HQ

    Berlin, Germany
    DE

    Sector

    Payments

    Website

    optiopay.com

  • Ormsby Street

    GB

    Ormsby Street

    Big Data / Information

    The FinTech 50:

    Ormsby Street

    With UK SMEs waiting an average 72 days before the invoices they send out are settled, Ormsby Street provides a platform for small firm bosses seeking to limit their exposure to the cash flow issues caused by late payment. SMEs can now check the financial health of potential customers before extending lines of credit to them. Chosen as one of UKTI’s 33 Tech Ambassadors to attend SXSW 2015 in Austin, Texas. Customers include Barclays Bank.

    Company

    Ormsby Street

    HQ

    London, UK
    GB

    Sector

    Big Data / Information

  • Savedo

    DE

    Savedo

    Savings

    The FinTech 50:

    Savedo

    Savedo is an online financial marketplace that allows savers to invest in safe and high-return financial products within the EU. Based in the heart of the Berlin’s tech-scene, Savedo was one of the first ventures launched by startup incubator Finleap.

    Company

    Savedo

    HQ

    Berlin, Germany
    DE

    Sector

    Savings

    Website

    avedo.de

  • SETL

    GB

    SETL

    Payments, Blockchain

    The FinTech 50:

    SETL

    SETL is an initiative to deploy a multi-asset, multi-currency institutional payment and settlements infrastructure based on blockchain technology. The SETL system will enable market participants to move cash and assets directly between each other, facilitating the immediate and final settlement of market transactions. The SETL system maintains a permissioned distributed ledger of ownership and transaction records, simplifying the process of matching, settlement, custody, registration and transaction reporting. In July 2016, Rachel Lomax, the former deputy governor of the Bank of England, and Ed Richards, the former chief executive of broadcast regulator Ofcom joined ex-Barclays chairman Sir David Walker on the board. In February 2017 Setl opened an office in Paris to bring its blockchain offering to the French market, with its strong asset management community, and the wider region. The firm says that the move will improve its capacity to deal with any future regulatory or other changes in the EU financial markets. The Paris office is headed by Pierre Davoust, formerly Deputy Head of the Financial Markets Unit at the French Treasury.

    Company

    SETL

    Key people

    CEO & Founder: Peter Randall

    Founded

    2015

    Funding

    Latest funding: $39M Series A July 2016

    HQ

    London, UK
    GB

    Sector

    Payments, Blockchain

    Website

    etl.io

  • Squawker

    GB

    Squawker

    Trading

    The FinTech 50:

    Squawker

    Squawker provides high-touch, negotiation platforms for investment banks, agency brokers, inter-dealer brokers and proprietary trading firms to find liquidity, negotiate and execute trades that are difficult to execute on the order books or in dark pools. The negotiation platform brings together more than 100 sell-side firms, across 13 European countries, to find, negotiate and execute difficult blocks on an anonymous basis.

    Company

    Squawker

    HQ

    London, UK
    GB

    Sector

    Trading

The Hall of Fame 2016:

Ten FinTechs have featured on our radar since the days when they could reasonably be called startups. Some have made the list three years in a row; all are still innovating. In recognition of their pioneering spirit and competitive staying power, we felt they deserved their own special place within a list of remarkable game-changers. Here, then, are our founding ten members of The FinTech50 Hall of Fame. We look forward to introducing more in future years

  • Adyen

    NL

    Adyen

    Payments

    The FinTech 50:

    Adyen

    Adyen provides businesses with a single solution to accept payments anywhere in the world. The only provider of a modern end-to-end infrastructure connecting merchants directly to Visa, MasterCard, and 250 other payment methods globally, Adyen delivers frictionless payments across online, mobile, and in-store. Headquartered in Amsterdam and San Francisco, with offices across North America, South America, Europe, Asia and Australia, Adyen serves more than 4,500 businesses, including 7 of the 10 largest U.S. Internet companies. Customers include Facebook, Uber, Netflix, Spotify, Dropbox, Evernote, Booking.com, Yelp, Vodafone, Superdry, Mango, Crocs, O’Neill, SoundCloud, KLM and JustFab.

    Company

    Adyen

    Key people

    CEO: Pieter van der Does; Founder(s): Pieter van der Does, Arnout Schuijff

    Founded

    2006

    Funding

    Total funding: IPO - June 2018

    HQ

    Netherlands
    NL

    Sector

    Payments

    Website

    adyen.com

  • Currency Cloud

    GB

    Currency Cloud

    Payments, FX

    The FinTech 50:

    Currency Cloud

    Currencycloud acts for businesses to provide cheaper, more streamlined FX and cross-border payments services. Founded in 2012, processes in the business processes in excess of $10B in payments every year, across more than 40 currencies in 212 countries. The firm has on-boarded around 250 cents, including brokers, tier-2 banks, payment service providers and marketplace operators.

    Company

    Currency Cloud

    Key people

    CEO: Mike Laven; Founder: Nigel Verdon

    Founded

    2012

    Funding

    Total funding: ($68.1M (most recent venture round Mar 2017)

    HQ

    London, UK
    GB

    Sector

    Payments, FX

  • eToro

    GB

    eToro

    Social Trading

    The FinTech 50:

    eToro

    eToro created the first global market place for people to trade currencies, commodities, indices and CFD stocks online and today has over 4.5 million users in more than 170 countries. In February, eToro signed a joint venture agreement with SBerbank to provide its social trading services to Russian investors.

    Company

    eToro

    Key people

    CEO: Yoni Assia; Founder(s): Yoni Assia, Ronen Assia

    Founded

    2009

    Funding

    Total funding: $222.9M (most recent Series E April 2018)

    HQ

    London, UK
    GB

    Sector

    Social Trading

    Website

    etoro.com

  • Funding Circle

    GB

    Funding Circle

    Debt Crowdfunding

    The FinTech 50:

    Funding Circle

    Funding Circle has a simple proposition: companies get funding at better rates, while savers get a higher return on their cash than if they left it in the bank. Since it was founded in 2010, Funding Circle has lent more than £5bn to 50,000 small businesses, with funds collected from more than 80,000 investors. The company has raised $422 million of equity capital from some of the most sophisticated investors in the world. In September 2018, Funding Circle debuted on the London Stock Exchange: (Lon:FCH).

    Company

    Funding Circle

    Key people

    CEO: Samir Desai; Founder(s): Samir Desai, James Meekings, Andrew Mullinger

    Founded

    2009

    Funding

    Total funding: IPO - Sept 2018 / Valuation £1.5Bn / Most recent Series: F / Total $422.8m

    HQ

    London, UK
    GB

    Sector

    Debt Crowdfunding

  • iZettle

    SE

    iZettle

    Mobile Payments

    The FinTech 50:

    iZettle

    Following a €60m funding in 2015, Swedish Mpos vendor iZettle announced its move into small business financing by providing SMEs with an advance based on future card sales. IZettle was acquired by PayPal in May 2018 for £2.2Bn in a move intended to help accelerate growth and deliver a seamless commerce experience for PayPal’s merchants. PayPal and iZettle brands and operations will be held separately, pending completion of a review. by the UK Competition and Markets Authority.

    Company

    iZettle

    Key people

    Founder(s): Jacob de Geer, Magnus Nilsson

    Founded

    2010

    Funding

    Total Funding: Acquired by PayPal May 2018 for $2.2Bn

    HQ

    Stockholm, Sweden
    SE

    Sector

    Mobile Payments

    Website

    izettle.com

  • Klarna

    SE

    Klarna

    Payments

    The FinTech 50:

    Klarna

    Klarna (its name means clear) was founded in Stockholm in 2005 with the idea to simplify buying. Klarna is now one of Europe’s largest banks and provides payment solutions for 60 million consumers across 90,000 merchants in 14 countries. Klarna offers direct payments, pay after delivery options and instalment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.

    Company

    Klarna

    Key people

    CEO: Sebastian Siemiatkowski; Founder(s): Niklas Adalberth, Victor Jacobsson, Sebastian Siemiatkowski

    Founded

    2005

    Funding

    Total Funding: $661.7m; Latest Funding: $250M private equity, Jul 2018

    HQ

    Stockholm, Sweden
    SE

    Sector

    Payments

    Website

    klarna.com

  • Nutmeg

    GB

    Nutmeg

    PFM, Consumer Finance

    The FinTech 50:

    Nutmeg

    Nutmeg launched the UK’s first online discretionary wealth manager in 2011. Specializing in investments, ISAs and pensions, Nutmeg's online investment management service is intelligent, straightforward and fair. It is the first wealth manager with a 6 year performance track record in the UK. With $1.5 billion in assets under management, Nutmeg has become a scale wealthech player. In February, it secured a Series E investment from Goldman Sachs ($58M) to fuel global expansion.

    Company

    Nutmeg

    Key people

    CEO: Martin Stead; Founder(s): Nick Hungerford & William Todd

    Founded

    2010

    Funding

    Total funding: $147.5M; Latest funding: $58M, February 2019 Series E, Goldman Sachs

    HQ

    London, UK
    GB

    Sector

    PFM, Consumer Finance

    Website

    nutmeg.co.uk

  • TransferWise

    GB

    TransferWise

    FX

    The FinTech 50:

    TransferWise

    TransferWise is a money transfer service allowing private individuals & businesses to send money abroad without hidden charges. One of the original FinTech revolutionaries, TransferWise continues to innovate, opening up services to China and forging a partnership with Germany’s Number26. TransferWise now serves 4 million customers now and moves more than $4 billion dollars every month. (Saving customers $4 million in bank fees every day.). Richard Branson, and PayPal founders Max Levchin and Peter Thiel, among others, are investors.

    TransferWise has opened 11 offices, with over 1,300 employees, across 4 continents.

    Funding raised in June 2019 make TransferWise Europe’s most highly valued FinTech.

    Company

    TransferWise

    Key people

    CEO: Kristo Käärmann; Founder(s): Taavet Hinrikus, Kristo Käärmann

    Founded

    2010

    Funding

    Latest funding: $292m Secondary Market, June 2019; Total funding: $772.7M

    HQ

    London, UK
    GB

    Sector

    FX

    Website

    ransferwise.com

  • WorldRemit

    GB

    WorldRemit

    Remittances

    The FinTech 50:

    WorldRemit

    Worldwide, WorldRemit’s 800,000 customers send 1.2m money transfers every month. In September 2018, WorldRemit became the first fintech company in the UK to integrate with WhatsApp. The integration supports WorldRemit’s goal of serving 10 million customers connected to emerging markets by 2020.

    Company

    WorldRemit

    Key people

    CEO: Ismail Ahmed; Founder(s): Ismail Ahmed, Catherine Wines

    Founded

    2010

    Funding

    Total funding: $407.7M; Latest funding: $175M Series D, June 2019

    HQ

    London, UK
    GB

    Sector

    Remittances

    Website

    orldremit.com

  • Zopa

    GB

    Zopa

    P2P

    The FinTech 50:

    Zopa

    The first UK lender of its kind, and the pioneer of the peer-to-peer industry, Zopa launched in 2004 with the idea of creating the ‘e-bay for money’. To date, the P2P pioneer’s total lending exceeds £1.3bn, with £530m lent in 2015 alone, double the total of 2014.

    Zopa has lent $3.6m to UK borrowers, lending $996m in the past year. It has over 60,000 active individual investors (average amount lent: £13,000) and over 311,000 borrowers, borrowing on average £7,700. Zopa is one of the three initial members of the UK's Peer-to-Peer Finance Association, together with FundingCircle and RateSetter.

    Company

    Zopa

    Key people

    CEO: Jaidev Janardana; Founder(s): Giles Andrews, James Alexander, Dave Nicholson

    Founded

    2005

    Funding

    Total funding: $169.2M (most recent Venture $44m Aug 2018)

    HQ

    London, UK
    GB

    Sector

    P2P

    Website

    zopa.com